GET READY TO APPLY.

Gather your questions and a few key records before starting a mortgage application. Confirm what is needed for your situation with Oscar.

RECORDS TO HAVE WITHIN REACH

A starting checklist, not a request to upload. Your lender may need different or additional information.

Income: Recent pay stubs, W-2s, tax returns and records of other income.
Savings and down payment: Recent account statements and records showing where down-payment funds come from.
Identity: Identification and any recent name-change documentation.
Self-employment or irregular income: Ask which extra records are needed for your income situation.
Complete and current copies: Include every page. Be ready to provide updated records during the process.

Call Oscar for the current application link and instructions. Ask how to send documents before sharing personal or financial information.

This page does not collect application documents. A callback request is not a mortgage application or a loan approval.

Loan availability and qualification depend on your situation.